I. Introduction: Welcome to MoneySmarts! This Copyright Policy outlines the rules and regulations governing the use of content on our website. Please read this policy carefully to understand your rights and responsibilities.

II. Copyright Ownership: All content on MoneySmarts websites, including but not limited to text, images, videos, graphics, logos, and software, is the property of MoneySmarts or its content suppliers and is protected by copyright laws.

III. Permitted Use: Users are permitted to:

1. View and use the content for personal, non-commercial purposes.
2. Share and distribute content through social media channels, provided that proper attribution is given to MoneySmarts.

IV. Prohibited Use: Users are strictly prohibited from:

1. Reproducing, copying, or modifying any content without explicit permission.
2. Using content for commercial purposes without written consent.
3. Removing or altering copyright notices, trademarks, or other proprietary rights.
4. Engaging in any activity that violates copyright laws or infringes on intellectual property rights.

V. User-Generated Content: By submitting content to MoneySmarts websites, users grant MoneySmarts a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, and distribute the submitted content.

VI. DMCA Compliance: MoneySmarts complies with the Digital Millennium Copyright Act (DMCA). If you believe that your copyrighted work has been infringed upon, please follow our DMCA Notice and Takedown Procedure outlined in a separate document.

VII. Copyright Infringement Claims: If you believe that your copyright has been violated on MoneySmarts websites, please contact our designated Copyright Agent at info@moneysmarts.us with the following information:

1. A description of the copyrighted work.
2. Identification of the infringing material.
3. Sufficient contact information for us to reach you.
4. A statement asserting good faith belief that use of the material is not authorized.
5. A statement, made under penalty of perjury, that the information provided is accurate and that you are the copyright owner or authorized to act on their behalf.

VIII. Changes to the Copyright Policy: MoneySmarts reserves the right to update and modify this Copyright Policy at any time. Users are responsible for regularly reviewing the policy to stay informed about any changes.

IX. Contact Information: For questions or concerns related to this Copyright Policy, please contact us at info@moneysmarts.us.